Top 60 Best Loan Apps In Kenya Without CRB Check 2023

Best Loan Apps in Kenya without CRB

Looking for the best mobile loan apps in Kenya that offer loans without checking your CRB Status?.

Here is the list of the top 60 loan Apps in the country today, that you can download on your smartphone and access a quick loan almost instantly, even if you are still currently listed on CRB.

What exactly is CRB in Kenya?

A Credit Reference Bureau (CRB) is an organisation that monitors the behaviour of a lender (someone with a loan) to enable lenders to deal with non-performing loans and reduce the loan default risk.

A positive CRB listing means a loan that is being serviced (loan repayment is consistent) and negative means a loan that went on default (no payments).

So when is a Negative listing submitted to a CRB? 

It takes 90 days for banks and 30 days for mobile lenders after which individuals are notified that they are going to be listed if they don’t make any payment on their loan.

There are several CRBs licensed by the Central Bank of Kenya to collect, manage and share financial information

They include; TransUnion (CRB Africa), Metropol Corporation and CreditInfo.

Being listed on CRB in Kenya makes it extremely difficult for you to able to access soft loans especially from loan apps operating in Kenya.

In this article, we have listed all the best loan apps in Kenya today, that will successfully give you access to a loan today without confirming your CRB stand.

With that being said, listed in no particular order, these are the loan apps in the country that don’t check CRB status of their borrowers.

Mobile Loan Apps That Do Not Check CRB Status In Kenya:

  1. Okash loan
  2. Branch loan
  3. Tala Loan app
  4. Usawa app
  5. Kano App
  6. Fadhili Loan app
  7. Upazi loan
  8. Dolax loan
  9. Craft loan app
  10. Utajiri loan app
  11. Zenka
  12. Okolea
  13. LionCash
  14. i-Save Mobile
  15. Lendi mkopo
  16. Okoa Cash Loans
  17. Fuliza Branch
  18. Kava Personal Loans
  19. Kua
  20. Palm Loans Kenya
  21. Afrika loans
  22. Mshiko Chap
  23. Kenya Quick Loan Shop
  24. Senti
  25. Hikash
  26. MKash Bee
  27. PesaFlash
  28. Peso Loans
  29. Carbon
  30. Hela Pesa
  31. Eazzy Loans
  32. Fululiza Senti
  33. Stawika
  34. Loanika
  35. Saida
  36. Kuwazo
  37. Fair Money
  38. Lendy LOANS
  39. Umba (Formerly Mkopo Kaka)
  40. UbaPesa
  41. Okoa 0% Interest Loans
  42. Kash Pesa Loans
  43. Fair Branch: Instantly and Accuracy
  44. Top Loan Lenders
  45. HiCash Quick and Easy Loans to MPESA
  46. Loans Chap Chap
  47. Izwa Loans
  48. Fintech Loans
  49. Imarika Credit
  50. PesaPata
  51. Okolea Quick Loans
  52. M-KOPAY
  53. Okoa Pesa pap
  54. Investor
  55. MB-Kash
  56. iPesa
  57. Kopa Jirani
  58. FlashPesa
  59. Zash Loan
  60. Kashway