Top 60 Best Loan Apps In Kenya Without CRB Check 2023

Looking for the best mobile loan apps in Kenya that offer loans without checking your CRB Status?.
Here is the list of the top 60 loan Apps in the country today, that you can download on your smartphone and access a quick loan almost instantly, even if you are still currently listed on CRB.
What exactly is CRB in Kenya?
A Credit Reference Bureau (CRB) is an organisation that monitors the behaviour of a lender (someone with a loan) to enable lenders to deal with non-performing loans and reduce the loan default risk.
A positive CRB listing means a loan that is being serviced (loan repayment is consistent) and negative means a loan that went on default (no payments).
So when is a Negative listing submitted to a CRB?
It takes 90 days for banks and 30 days for mobile lenders after which individuals are notified that they are going to be listed if they don’t make any payment on their loan.
There are several CRBs licensed by the Central Bank of Kenya to collect, manage and share financial information
They include; TransUnion (CRB Africa), Metropol Corporation and CreditInfo.
Being listed on CRB in Kenya makes it extremely difficult for you to able to access soft loans especially from loan apps operating in Kenya.
In this article, we have listed all the best loan apps in Kenya today, that will successfully give you access to a loan today without confirming your CRB stand.
With that being said, listed in no particular order, these are the loan apps in the country that don’t check CRB status of their borrowers.
Mobile Loan Apps That Do Not Check CRB Status In Kenya:
- Okash loan
- Branch loan
- Tala Loan app
- Usawa app
- Kano App
- Fadhili Loan app
- Upazi loan
- Dolax loan
- Craft loan app
- Utajiri loan app
- Zenka
- Okolea
- LionCash
- i-Save Mobile
- Lendi mkopo
- Okoa Cash Loans
- Fuliza Branch
- Kava Personal Loans
- Kua
- Palm Loans Kenya
- Afrika loans
- Mshiko Chap
- Kenya Quick Loan Shop
- Senti
- Hikash
- MKash Bee
- PesaFlash
- Peso Loans
- Carbon
- Hela Pesa
- Eazzy Loans
- Fululiza Senti
- Stawika
- Loanika
- Saida
- Kuwazo
- Fair Money
- Lendy LOANS
- Umba (Formerly Mkopo Kaka)
- UbaPesa
- Okoa 0% Interest Loans
- Kash Pesa Loans
- Fair Branch: Instantly and Accuracy
- Top Loan Lenders
- HiCash Quick and Easy Loans to MPESA
- Loans Chap Chap
- Izwa Loans
- Fintech Loans
- Imarika Credit
- PesaPata
- Okolea Quick Loans
- M-KOPAY
- Okoa Pesa pap
- Investor
- MB-Kash
- iPesa
- Kopa Jirani
- FlashPesa
- Zash Loan
- Kashway